Derek Lui

With over 14 years of experience in the mortgage industry, I’ve built a reputation for delivering exceptional service and guiding my clients through every aspect of the home financing process. I’ve handled every type of loan—from traditional options such as VA, FHA, conventional, and jumbo loans to more specialized products, including non-QM loans such as bank statement loans, DSCR loans, P&L loans, and renovation financing. This depth of experience allows me to provide creative, flexible solutions for clients with unique financial situations. 

I am passionate about finding the right loan program to fit each client’s needs, whether they are self-employed, first time home buyer, looking to invest in real estate, or seeking to finance a home renovation. My ability to structure complex loans ensures that you have access to the best possible options, no matter your financial background or goals. 

Throughout my career, I’ve helped thousands of individuals and families navigate the mortgage process with confidence and ease. I pride myself on being a trusted advisor and advocate for my clients, offering personalized, transparent guidance at every step. 

If you’re looking for a mortgage professional who can think outside the box and help you explore non-traditional loan options, I’m here to help. Let’s work together to make your home financing experience as seamless and successful as possible.  I’m excited to talk and always available for you!