With over 15 years of experience as a licensed mortgage advisor, I am committed to providing my clients with exceptional service and exceeding their expectations. In an everchanging housing market where loan programs also change frequently, it’s important to ensure you’re working with an advisor who is knowledgeable and experienced, and providing you the most accurate financial advice.  Whether you are purchasing your first home, third rental property or refinancing, I will provide you the best and most affordable lending solutions. I love what I do, have a passion for helping first-time homebuyers and enjoy building long lasting relationships with my clients.

From your initial loan application, to preapproval, and finally your loan closing, I will support you to explain your loan options, set clear expectations for what to expect in the process, and communicate with you often from start to finish.

When I’m not busy helping clients with home ownership, my time is spent keeping up with my three kids and husband, Kyle. I love international travel, I’m a fitness junkie, foodie and enjoy golf in my free time. We also love spending time away from the city in the mountains where we have a home in Tabernash, CO.


“I have purchased 3 houses now and this was one of the most personable and easy experiences I have had. Margarita and her team were so hands on and helpful. I could have not been happier!” -Daniel Brown

“I thought, because of my MASSIVE student debt ($360,000) that I would be stuck in my literally rotting house for a loooong time. I’d spoken with several lenders who gave up quickly too. Then a friend suggested that I reach out to her lender, Margarita. I’m beyond grateful that I did. In addition to walking me through ways to ‘fix’ my mess, she jumped through hoops every time we hit a wall. She was fast, attentive, and so on top of every nuance and change. I literally would not be in the gorgeous new home that I’m in today. Now, thanks to this team and my amazing realtor, I’m the proud owner of a beautiful, spacious condo! Thank you, thank you, THANK YOU.” -Eric Attard

“Margarita helped us purchase our mountain condo this summer. Margarita helped us understand the ins and outs, when the mortgage process was confusing, especially for a first-time home buyer. My husband and I have work histories that were complex, but Margarita helped us prove income and stability so we could qualify. I highly recommend Margarita!” -Nadia Brewster