A LITTLE ABOUT ME
Hello and welcome! I’m Richard Scholes, and I’ve dedicated the last 16 years of my career to the dynamic world of mortgages. Throughout my journey, I’ve held various roles in the mortgage industry, each contributing to my extensive knowledge and expertise. Whether you’re in the process of buying, selling, refinancing, or building your dream home, I’m here to guide you through the intricate world of mortgage financing.
In my early days, I started as a Home Preservation Specialist, assisting homeowners in maintaining their properties and navigating the challenges that can arise in homeownership. My commitment to helping individuals and families achieve their housing goals led me to become a Mortgage Work Director, where I honed my skills in streamlining processes and ensuring seamless transactions.
My career progression eventually led me to become a Senior Mortgage Underwriter, a role that exposed me to a diverse range of mortgage scenarios, including purchase transactions, new construction projects, refinances, USDA, FHA, VA, Jumbo loans, Non-conforming loans, and Home Equity Lines of Credit (HELOC). This diverse experience has equipped me with the knowledge needed to navigate the ever-changing landscape of mortgage programs and market conditions.
I understand that the mortgage industry can be complex and that making the right financial decisions for you and your family is of utmost importance. My ultimate goal is to assist you in achieving your homeownership dreams and financial objectives. I am committed to providing my clients with mortgage services that consistently surpass their expectations.
Here’s how I can assist you on your mortgage journey:
- Explore Financing Options: I have an array of financing options available to suit your unique needs and circumstances. Whether you’re a first-time homebuyer or a seasoned investor, I can help you find the right solution.
- Quick and Accurate Advice: Given the ever-evolving nature of the mortgage market, having access to quick and accurate financial advice is crucial. I stay up-to-date with market trends and mortgage programs to provide you with the most current information.
- Online Tools and Resources: Feel free to explore my website, where you’ll find a variety of tools and calculators to assist you in making informed decisions about your mortgage.
- Effortless Application Process: Applying for a loan is made simple with my four-step application form. After you apply, I’ll personally reach out to discuss the specifics of your loan or schedule an appointment using my online form.
- Personalized Service: I’m here for you every step of the way. You can reach out to me at any time by phone, fax, or email for personalized service and expert advice.
Your mortgage journey is unique, and I’m here to provide the guidance and expertise you need to navigate it successfully. Whether you’re a first-time homebuyer, a seasoned homeowner, or an investor, I look forward to assisting you in achieving your homeownership and financial goals. Thank you for considering me as your trusted mortgage specialist.