A LITTLE ABOUT ME
Welcome to my website
When it comes to something as important as your home financing, you deserve a mortgage professional who combines detail-oriented service, integrity, and financial expertise. At Edge Home Finance, I serve as both a mortgage broker and adviser, helping clients across Minnesota and beyond explore mortgage options with clarity and confidence.
I work with people who value honesty, transparency, and thoughtful guidance. My goal is to make the mortgage process clear, collaborative, and empowering—whether you’re buying your first home, refinancing, investing, or building.
With a background in economic and mathematical analysis, I simplify complex mortgage options so my clients can make informed, confident decisions. My role isn’t just about finding a loan—it’s about building trust, explaining choices, and ensuring your financing supports your long-term goals.
Why Work With a Mortgage Broker Instead of a Bank?
Banks can only offer their own loan products, which limits your options. As a broker, I have access to over 150 lenders nationwide, including banks, credit unions, and specialized lenders. This wider network allows me to connect you with competitive mortgage rates and flexible programs designed around your needs.
Loan Programs & Expertise
Conventional, Jumbo, Doctor, FHA, VA, USDA, First-Time Buyer, Down Payment Assistance, New Construction, Refinancing, Reverse Mortgages, and Investor Loans (DSCR & bank-statement programs).
Who I Work With
- First-Time Homebuyers – Guidance and education to make the process simple and clear.
- Growing Families & Relocations – Financing solutions for your next chapter.
- Divorce & Estate Situations – Steady guidance through sensitive transitions.
- Newlyweds & Engaged Couples – Helping couples start strong financially.
- Seniors & Downsizers – Support with reverse mortgages or simplifying homeownership.
- Investors & Self-Employed – Flexible loan programs for long-term growth.
- Gifts of Equity – Family-to-family transfers structured the right way.
Why Clients Choose Me
- Detail-Oriented Service
- Integrity & Clear Communication
- Strong Financial & Market Insight
- Personalized, Client-Focused Guidance
Whether you’re buying, building, refinancing, or investing, my goal is to help you move forward with clarity, confidence, and care.
Sincerely,
Thomas
Licensed in IN, MN, WI